"Kasese is so remote that many groups put loan repayments into containers, lock them and then bury it until it is collected"
As told by Bryony Spooner
In April 2017 we established a new partnership with New Home for Community Rehabilitation in Kasese, Uganda. Since Deki was founded in 2008, we have been committed to ensuring that the most marginalised people in the developing world are given the opportunity to work their way out of poverty. That is why we have partnered with New Home, bringing Deki loans to the people of Kasese, Western Uganda.
New Home, a small not for profit co-operative microcredit organisation, supports the most impoverished people in Kasese, a small mining town in Western Uganda. The town grew up around the local copper mining industry but the copper has now been severely depleted. As a result, the people of Kasese suffer from high levels of deprivation which disproportionally affects the most vulnerable people.
New Home focuses its work on widows; the disabled; young single mothers; young people who have little or no education and orphans. Deki are very proud to be working with such a dedicated mission-driven organisation who are passionately committed to supporting those who have limited opportunities
As members of the local community, New Home realised that business loans and training could help this very disadvantaged group of people in Kasese to build better lives for them-selves and their families. They were able to start making loans to entrepreneurs through the creation of a very small loan fund, built up with donations from board members and local supporters. These loans helped people to build businesses and livelihoods in areas such as trading, agriculture, animal husbandry and fish farming, plus skilled trades for young men such as brick-laying.
New Home Board quickly demonstrated that even the smallest of loans could have a significant impact. However due to a lack of resources, New Home could only grant a small number of loans, averaging £14 each. This was not enough to meet the demand and potential of their borrowers in need of capital to create flourishing micro-businesses.
This is where Deki was delighted to be able to help. New Home had never had the opportunity to work with a micro-finance organisation before as the only loans available were provided by the commercial sector, who were not interested in working with clients with very small loans. As a result of our partnership, New Home and Deki will be able to offer many more small loans to people in need.
With Deki, you can provide life-changing amounts of money to those in marginalised communities. 100% of your loan goes to your chosen entrepreneur. Lend now, or become a Deki Friend.
Bridget was abandoned by her parents and left alone to look after her younger sister in the Kasese district of Western Uganda. Unable to read or write, and now a single mother, Bridget buys and sells fish to provide for her three year old daughter
Bridget had never received a loan before she heard about New Home and Deki. Having applied for a loan to support her fish selling business, she has participated in economic and business training on savings and credit. Her dream is to be able to buy a plot of land, build a house and educate her daughter. She is keen to learn more about good health and nutrition practices, as well as ways in which New Home and Deki can support the education of children with single mothers.
44 year old Beatrace Masika never attended school. While her husband is a church priest, Beatrace works making and selling soap in her local community of Kasese, Uganda. Beatrace and her husband have six children.
Beatrace’s loan with New Home was the first she had ever taken out. Having attended New Home’s economic training on savings, credit and soap making, she used her loan to grow her small soap selling business. Her dream is to become the sole supplier of quality soap in her area. She is also keen to learn more about how to improve her business and broaden her knowledge of health and nutrition issues.
Meres Ithungu, 26, is a single mother of four living in Kasese, a small mining town in the west of Uganda. She described how she couldn’t manage before taking out a loan.
Having left school early due to lack of essential study materials and a school uniform, Meres became pregnant. The father of her child offered her no support. She has had three more children since and now lays and sells bricks in her local area. Her work is efficient and skilled – Meres is able to make 70 bricks in a period of one hour. Her loan with New Home was accompanied by economic training in savings and credit. She aspires to educate her children and expand into more diverse business ventures in the future.
The region is so remote that many groups put loan repayments into these containers, lock with three different padlocks, that three different people hold keys for, then bury it until it is collected.
Since partnering with New Home, Deki has funded 409 Entrepreneurs in western Uganda, with a total of £72,200 worth of loans being used to develop sustainable businesses. This will go on to impact 2,454 lives, as entrepreneurs will be able to send their children to school, provide more than one meal a day and employ members of the community as their enterprise grows.
Photography by Adam Dickens of Taking Pictures, Changing Lives.